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Besides providing comprehensive MIS to operational and financial management of the bank, an exclusive suite of programs has been provided which on the basis of the data / information already available in the system generates certain critical reports which facilitate decision making of the senior executives and credit committee of the bank. Some of these critical reports are:

  • Turn Over Statistics
    • On the basis of the conditions specified by the user, the system provides facility to build turnover and other statistics
    • The statistics accumulated on a month to month basis is held for a period and statistics of individual accounts
    • It helps the management in activity monitoring for a particular time period
  • Cost of Fund
    •  A facility to determine the cost of funds by product within a branch and the whole institution is provided
    • Certain Accounts, if desired, can be flagged to be exempted from this calculation.
    • While calculating cost of the reserve amount (to be kept with Central Bank) percentage can be specified to ensure
  • Return on Investment
    • A facility to determine the Return on Investment by product within a branch and the whole institution is provided.
    • Certain Accounts, if desired, can be flagged to be exempted from this calculation
    • It enhances the ability of the management to determine the ideal spread
 
 
 

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