salient features & benefits



  • Consolidates collaterals for business relationship number / customer
  • Improved Risk Management
  • Customizable Collateral Types [Hypothecation, Pledge etc...]
  • Customized hierarchical collateral categories where the user can define:
    • Market Price & Base Price labels
    • Valuation Level
    • Depreciability
    • Permission for Partial Release
  • Multi-Currency Collateral Management
  • Amount Permissible Calculation
  • Concept of Margin
  • Quantity Definition on Collateral
  • Base Price & Market Price Concept with Local Currency equivalent
  • Valuation/Re-valuation:
    • Category Level
    • Collateral Level
  • Dynamic calculation of drawing power across the bank / branch, as and when collaterals are re-valued
  • Surveyors Management
  • Custodian Management
  • Custody Information of Collateral
  • Insurance Company Management
  • Insurance Information of Collateral
  • Addition of customized Collateral information
  • Notification / Alerts on Collaterals
  • Primary & Secondary Collaterals
  • First & Second Charge of Collaterals
  • Detail Specification of Property
  • Flexible Charges Structure
  • Partial Release of Collateral