pibas executive

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pibas Executive

In addition to providing comprehensive MIS to the bank's operational & financial management, an exclusive suite
of programs has been provided which, based on the data / information already available within the system, generates
critical reports that assist decision making process of senior executives and the bank's credit committee. A few of these
critical reports would be the following:


Turn Over Statistics:

  • Based on the conditions specified by the user, the system provides the means
    to build turnover & various other statistics
  • The statistics accumulated on a month to month basis are held for a period
  • Statistics of individual accounts
  • Helps the Management in activity monitoring for specific time periods


Cost of Fund:

  • Capability to determine the cost of funds by product within a branch and / or the
    entire institution is provided
  • Certain accounts, if desired, can be flagged to be exempted from this calculation
  • While calculating the cost of the reserve amount (to be kept with Central Bank)
    percentage can be specified


Return on Investment:

  • Capability to determine the cost of funds by product within a branch and / or the
    entire institution is provided
  • Certain accounts, if desired, can be flagged to be exempted from this calculation
  • Enhances the Management's ability to determine the ideal spread