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PibAS corePIBAS Core is a Total Solution that fulfils almost all the requirements of commercial, retail, Islamic, investment and microfinance banks, leasing financial institutions, and modarabas.

PIBAS CORE is a state-of-the-art system that provides banks/financial institutions a solution that is significantly low in cost but very high in quality and functionality. The solution is developed in such a way that it can be implemented very efficiently in a record little time to ensure that the institutions can immediately start realizing a better return on their investment.

PIBAS CORE offers advance technology and high availability on both centralized and distributed environments and is highly secure. The scalable, flexible and platform-independent database design are some of the features that PIBAS CORE offers to facilitate the banks/financial institutions in keeping up their businesses aligned with the demands of a robust and  volatile market.


  • Low Total Cost of Ownership
  • A comprehensive solution provided by a Single Vendor
  • Fully integrated solution for medium to large enterprises
  • Highly configurable
  • Unlimited number of users
  • Real time/online system
  • Can interface with any third party system
  • Fully compliant with International Accounting Standard (IAS) and Regulatory Requirements

The system is independent of RDBMS Engines and comprises of the following main modules:

  • Parameters
  • Security
  • General Ledger
  • Business / Customer Relationship
  • Collateral Management
  • Centralized Limits
  • Signature/Photo Verification
  • Audit & Control
  • Bank Charges
  • Management Information System
  • Central Bank Returns
  • Account Management
  • Financial Transactions
  • Deposit Management
  • Cheque Management
  • Holds & Liens
  • Standing Orders/Instructions


Salient Features
Application Areas
Collateral Management
Signature Verification

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